PROPERTY KNOWLEDGE

Property knowledge, in the right order

Start with the question you are solving. Each path moves from first decisions to documents, risk checks and the next action.

01

Buying property

From property types and affordability to viewing, legal documents and handover.

01 · Start here

First learn the property types you are comparing

Separate landed, strata, residential, commercial, industrial and land before comparing prices.

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02 · Financing

Check affordability before shortlisting homes

Use income, existing commitments, credit history and a rate buffer to set a practical range.

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03 · Buying basics

A subsale home budget goes beyond the down payment

Build a cash plan for the deposit, legal work, stamp duty, valuation and financing before committing.

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04 · Comparing options

New project or subsale: compare certainty, timing and total cost

Use the same checklist for price, timing, specifications, neighbourhood and cash flow.

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05 · Ipoh areas

Choose an Ipoh area by daily routine, not postcode alone

Compare travel, access, drainage, land use, services and recent market evidence block by block.

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06 · Viewing checklist

Look beyond the renovation when viewing a landed home

Use a consistent inspection order for the site, structure, services and neighbourhood.

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07 · Transaction process

From offer to handover: a subsale roadmap

Understand the roles of the offer, financing, SPA, valuation, consent and handover.

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08 · Title basics

Freehold and leasehold: read the title, not the label

Tenure is one factor alongside restrictions, remaining term, consent, condition and price.

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02

Renting property

Prepare your search, follow the rental process and record every responsibility clearly.

01 · Rental SOP

Before searching for a rental: budget, documents and viewing SOP

Set the all-in monthly budget, verify the unit and record its condition before paying.

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02 · Renting

Rental deposits and documents: put every term in writing

Confirm deposit, utilities, inventory, repairs, notice and stamping in the tenancy agreement.

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03 · Responsibilities

Landlord or tenant: who is responsible for what?

Turn assumptions about repairs, bills, access and deposits into written clauses.

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03

Property investment

Test financing, demand, cash flow and exit options across residential, commercial, industrial and land.

01 · Financing rule

Why a third housing loan may be capped at 70% LTV

Count outstanding housing facilities, calculate the larger cash gap and test affordability before investing.

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02 · Market analysis

How to analyse residential, commercial, industrial and land

Match demand evidence, permitted use, operating needs and realistic comparable transactions.

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03 · Business property

Commercial and industrial property: verify the use before the space

Check approved use, access, utilities, loading and operating requirements before committing.

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04 · Entry and exit

Plan the exit before entering a property investment

Stress-test net cash flow, vacancy, repairs, financing and sale costs before committing.

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05 · Owner guide

What should an Ipoh owner prepare before selling?

Prepare ownership, financing, property condition and viewing information before marketing.

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