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VIVIEN LIMIPOH PROPERTY · REN 43762PROPERTY HELP
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Commercial and industrial premises: deposits follow the written tenancy; financing depends on the borrower, property and bank product. Housing-loan assumptions do not automatically apply.
Related knowledge answers
Source-linked answers from published guides and checked official references. These are fixed explanations, not generated chat replies.
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Does 95% financing mean I only need 5% cash?
Not necessarily. Maybank Online PBF-i states up to 95% of property value including 5% for eligible valuation, legal, MRTT and stamp-duty costs. Its PDS also specifies owner occupation. The financed-cost portion does not pay the seller's purchase price; any purchase shortfall and uncovered costs still need funding.
What to do next
- Request the exact amount released towards the property price.
- List financed fees separately from cash transaction costs.
- Keep cash for fit-out, utilities and business reserves.
The Maybank example is a specific SME product with eligibility conditions, not a universal offer to landlords.
Official and professional references
These are general explanations. An individual property, application or agreement still needs confirmation.